Privacy Policy

Last Updated: 29th May, 2025

Welcome to the Benue Economic Advancement Movement (BEAM).

Your privacy is important to us. This Privacy Policy outlines how we collect, use, protect, and manage your personal information when you interact with our website or services. By using this website, you agree to the practices described in this policy.

1. Who We Are

BEAM is a cooperative federation committed to the socio-economic advancement of the people of Benue State and Nigeria at large. Through our digital platform, we connect with members and the general public to offer savings, investment, and empowerment opportunities.

2. Information We Collect

We collect personal information directly from you when you interact with our website or fill out any forms. This includes:

• Full Name

• Phone Number

• Email Address

• Photographs

• Educational Background

• Work Experience

• Salary History

• Personal Needs and Interests

This information helps us build member profiles, offer tailored financial services, and develop our outreach strategy.

3. How We Use Your Information

We use your data to:

• Register you as a member or participant in BEAM initiatives

• Provide access to financial savings and investment opportunities

• Personalize your experience and communication

• Share newsletters and updates (when opted in)

• Process donations and track engagement

• Improve our programs, digital experience, and community services

4. Consent and Legal Basis

We collect and process your personal data only when you give clear consent by submitting your information through our forms. By doing so, you agree that BEAM may process your data in accordance with this policy.

5. Cookies and Website Tracking

Our website uses cookies to enhance your browsing experience and analyze site usage. Cookies help us remember your preferences, understand how you interact with our content, and improve performance.

You may disable cookies in your browser settings, but doing so may affect some features of our site.

6. Data Sharing and Disclosure

BEAM will not share your personal information with any third parties, affiliates, government agencies, or partners without your explicit consent — unless required by law.

7. Data Storage and Security

We take your privacy seriously. Your data is securely stored and protected using industry-standard technologies and practices. Access to your information is limited to authorized BEAM personnel only.

8. Your Rights

Under the Nigeria Data Protection Regulation (NDPR), you have the right to:

• Access the personal data we hold about you

• Request correction or deletion of your data

• Withdraw your consent at any time

• Object to or restrict certain processing activities

To exercise these rights, contact us at: beamcooperative@gmail.com (or official contact email).

9. Data Retention

We retain your information only as long as necessary for the purposes outlined above or as required by law. When no longer needed, your data is securely deleted.

10. Third-Party Links

Our website may contain links to external sites. BEAM is not responsible for the privacy practices or content of those websites.

11. Updates to This Policy

We may update this Privacy Policy from time to time. When we do, we’ll revise the “Last Updated” date at the top of the policy. We encourage you to review this policy periodically.

12. Contact Us

If you have any questions, concerns, or requests regarding this policy, please reach out to us:

📧 Email:  info@beam.com.ng, beamcooperative@gmail.com
📍 Office Address: Ashby House No 7 New Bridge Road, Wurukum, Makurdi, Benue State.

Or send us a message directly from our contact us page.